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Understanding your flexible financial options
Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect:
All prices below are self-pay prices.
| Services | Costs |
|---|---|
| New Patient Visit | $432-$750 |
| Internal Labs | $60-$400 |
| External Labs | Prices for external labs are determined by the laboratory and the specific service requested; please contact the lab directly for details |
| Hysterosalpingogram | $895 |
| IUI | $650 |
| Semen Analysis | $210 |
Virginia Fertility & IVF works with most major insurance providers
- Aetna
- Anthem
- Blue Cross and Blue Shield
- Cigna
- First Health
- KindBody
- Maven
- Meritain
- Progyny
)
- United Healthcare
- Tricare
- VHN
)
Cost doesn’t have to hold you back
We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.
To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.
Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types. Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.
Benefits and advantages of financing with CapexMD:
- Easy & secure online application
- Personal attention & concierge service
- Highly competitive interest rates
- Quick & easy approvals
- Family members or friends can apply
- Loans from $3,000 up to $50,000
- Terms from 6 to 60 months
- Highest levels of confidentiality
- No membership fees, no annual fees, and no prepayment penaltiesApply online and receive your pre-approval within 24 hours. Learn more at CapexMD or by calling 1-888-497-8414.
Future Family offers flexible financing solutions for both IVF and egg freezing, making fertility treatments more accessible. They provide low-interest loans, starting as low as $150/month for egg freezing and $300/month for IVF, covering procedures, medications, and storage.
Additional features include personalized fertility coaching by registered nurses, access to exclusive medication discounts, and support from financial consultants. Both programs are tailored to individual needs, offering guidance through every step, from loan approval to treatment support.
- Low-interest financing starting at $150/month (egg freezing) and $300/month (IVF)
- Includes medications, lab work, and clinic procedures
- Fertility coaching with registered nurses
- CareMatch provider network access
- Financing tailored to personal credit score and clinic needs
We’ve partnered with PatientFi to offer flexible payment options for eligible patients. PatientFi makes it easier to move forward with treatment by breaking costs into manageable monthly payments.
PatientFi offers:
- Funding up to $60,000
- No down payments or hidden fees
- A quick application with instant approvals
LendingClub Patient Solutions offers flexible healthcare financing, helping patients manage costs for procedures like IVF and other fertility treatments. Loan amounts range from $500 to $65,000, with terms from 6 to 84 months and APRs as low as 3.99%. They also offer revolving lines of credit and allow patients to prequalify without impacting their credit score. Payments are made directly to providers within 1-3 business days, with no down payments or prepayment penalties.
- Loans up to $65,000
- Low APRs starting at 3.99%
- No credit impact to prequalify
- No down payments or prepayment penalties